FEE SCHEDULE Effective September 23, 2005
Share Draft
Photocopy of Draft	$5.00
Stop Pay each Draft	$20.00
Stop Pay on series of Drafts	$25.00
Account Reconciliation per hour	$15.00
NSF Checks-Member Accounts	$25.00
NSF ACH	$25.00
NSF VISA Check Card	$25.00
NSF Checks-Deposited in Member's Account	$25.00
Auto Transfer from Share (SV) to Share Draft (CK)	$10.00
Manual Transfer to cover NSF	$10.00
Courtesy Pay	$25.00

ATM
ATM Withdrawal Fee (Banks Charge Additional)	$1.50
ATM Inquiry	$1.50
ATM Transfer Fee	$1.50
ATM/VISA Check Card Replacement	$20.00
ATM/VISA Check Card Pin Reorder	$10.00

General Fees
Money Order	$1.50
VISA Gift Card	$3.00
Credit Union 2-party Check	$2.00
Excess Withdrawal Fee (6/qtr)	$2.00
Withdrawal less than $25.00 from Savings	$1.00
Holiday Account Early Withdrawal	$10.00
Account Closing Within 60 Days	$15.00
Late Loan Payment (Max)	$25.00
Garnishment/Levy	$25.00
Collection Item (incoming/outgoing)	$25.00
Wire Transfers	$20.00
Western Union	$25.00
Account Transfer (close-reopen)	$25.00

Statements
Statement Copies current month	$3.00 per page
Statement Copies previous month/Dormant Accounts	$5.00 per page
Undeliverable / Returned Statements	$2.50

Check Cashing
Personal Checks
Drawn on Laclede	FREE
On another institution with $100 in SAV	FREE
On another institution without $100 in SAV/LN	$5.00
Payroll, Government, Money Orders, Traveler's Checks
With $100 share or loan balance	FREE
Without $100 share or loan balance	$3.00
Will cash checks for members only