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Share Insurance

All deposits are insured to $250,000 by NCUA, backed by the United States Government.

VISA Credit Card

Low cost consumer credit is one of the ways credit unions benefit their members the most.

• No Annual Fee - A Laclede Family Savings Credit Union VISA has no annual fee.
• 25-Day Grace Period - You have 25 days to repay the balance for purchases before any interest is charged to your account.
• Low, Fixed Rate of Interest - Our low rate is better than the rate charged by virtually all banks and department stores.

Certificates of Deposit

Federally insured Certificates of Deposit (CD's) and traditional, Educational & Roth Individual Retirement Accounts (IRA's) are offered in a wide range of terms, each with a $1,000 minimum. Higher rates are available on amounts over $10,000.

Holiday Club

Using payroll deduction/direct deposit to an interest-bearing Holiday Club is an easy way to save for that very expensive time of year.

 Share Draft Account (checking)

A Laclede Family Savings Credit Union Share Draft account is a checking account with no minimum balance requirement, no monthly service charge and no "per check" fees.

 Other Products:

• Share Accounts (savings)
• Laclede Liquidity (money market)
• ATM Cards
• VISA Check Cards (debit)

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