Rates

Loan and Savings Rates
All rates are subject to change.

Loan Rates

APR* as low as:

New Car

3.95%

Used Car

3.95%

Signature

8.95%

VISA

11.95%

Line of Credit

16.00%

Home Equity

Prime

Overdraft Protection

18.00%

*APR = Annual Percentage Rate

Based on Credit Score

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Savings Rates

APY*

Regular Shares - minimum $100 to earn interest

.40%

Share IRA

.50%

Laclede Liquidity - minimum $2,500 to earn interest

.50%

Holiday Club - minimum $100 to earn interest

.0%

ALWAYS CALL COOKIE FOR THE CURRENT RATES.

*APY = Annual Percentage Yield

All rates subject to change without notice.
Call 314-241-2979 for applicable fees, penalties, and terms.

Apply | Calculators

Certificate and IRA CD Rates
$10,000 minimum for rate quoted

APY*

6 month CD or IRA

.50%

1 year CD or IRA

1.30%

2 year CD or IRA

1.40%

3 year CD or IRA

Call Credit  Union

ALWAYS CALL COOKIE FOR CURRENT RATES.
All Certificates of Deposit are insured to $250,000 by the National Credit Union Administration, an agency of the United States Government.
All IRA (Individual Retirement Accounts) now insured up to $250,000.00

*APY = Annual Percentage Yield
$1,000 minimum on CD's and IRA's.

All rates subject to change without notice.
Call 314-241-2979 for applicable fees, penalties, and terms.

Apply | Calculators

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Auto Rates
Type Tier 1
>730
Tier 2
680-729
Tier 3
640-679
Tier 4
600-639
Tier 5
599 or <
New/Used 2009-2010
Up to 36 mo.

3.95

4.95

6.95

10.95

11.95

37 - 60 mo.

4.95

5.95

6.95

10.95

11.95

61 - 72 mo. (if over $25k)

5.75

6.95

7.95

11.95

12.95

Used 2007 - 2008
Up to 36 mo.

3.95

4.95

6.95

10.95

11.95

37 - 48 mo.

4.95

5.95

6.95

10.95

11.95

Used 2005 - 2006
Up to 36 mo.

3.95

4.95

6.95

10.95

11.95

37 - 48 mo. (if over $25k)

4.75

5.95

7.95

n/a

n/a

Used 2003 - 2005
Up to 36 mo.

3.95

5.95

6.95

10.95

11.95

37 - 48 mo.

n/a

n/a

n/a

n/a

n/a

61 - 72 mo. (if over $25k)

n/a

n/a

n/a

n/a

n/a

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